AX/V/03 · Fintech & Compliance
Automation for fintech and compliance.
KYC, AML, adverse media screening, sanction lists. Processes that need audit trail, deterministic output, immutable logs. We build them so they pass regulator audit.
AX/01 — Typical problems
- 01KYC analyst checks a client across 6 portals + 4 sanction lists = 30-60 min
- 02Adverse media in 8 languages (PL/EN/DE/FR/IT/ES/RU/UA) needs native speakers
- 03Beneficial ownership chain (UBO) manually = 2-4h per complex entity
- 04Document verification sources often unreliable (PDF scans from 2005)
- 05Re-screening completed clients quarterly takes 40% FTE
AX/02 — What we build for them
- Adverse media aggregation from 40+ sources (gov registries, press, sanction lists, OFAC, EU, UN)
- Multi-language NLP scoring (named entity match, context relevance, false positive filtering)
- UBO chain traversal (Companies House, OpenCorporates, BvD, national registries)
- Document AI extraction (passport, tax ID, company extracts) with confidence scoring
- Continuous re-screening — daily delta against existing client base
- Audit trail with immutable event log (cryptographic hashing, S3 archive)
AX/03 — Related projects
OPS-25-G3
7 min
lead time vs competition
Real-time competitive intelligence for a trading fintech
Sub-30-second refresh, 800+ trading pairs, 14 platforms behind Cloudflare Enterprise and similar. 24/7 production for 18 months.
OPS-26-H4
-84%
analyst review time
KYC adverse media screening automation for compliance
Hybrid browser automation + Claude agent. 40+ news sources, 11 languages, compliance-grade audit trail. KYC analyst review time dropped 84%.
AX/04 — Industry FAQ
01Are your systems AML5 / AML6 compliant?
Architecture yes — immutable logging, audit trail, source attribution, configurable retention. Your compliance officer verifies the concrete deployment vs current local requirements.
02False positive rate?
Adverse media: typically 8-15% without NLP refinement, 2-5% with context scoring. Sanction lists (exact name match + dob/country): <1%. Trade-off vs recall negotiated per client.
03GDPR and screening personal data?
Art. 6(1)(c) — legal obligation (AML directive). Plus DPA for us as processor. All documented in privacy policy.
04Will you replace KYC analysts?
No — we offload. Routine clients (~80%) pass automatically with evidence bundle. Analyst handles only edge cases and final decision.
05How much does it cost?
Enterprise territory. Setup €25-80k (depending on source count and languages), retainer €3-15k/month. ROI typically <6 months for KYC operations above 200 clients/month.
Hitting a similar problem?
Most of these techniques we ship to production.
If this article resonates with something you are trying to solve — write. Initial project assessment is free.